Poor Credit
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Why a Fixed-Rate Card May Be a Poor Choice
The next credit-card offer that shows up in your mailbox may make a pretty persuasive pitch: Instead of carrying a card whose interest rate can rise unpredictably from month to month, you could have one with a fixed rate. Moreover, the rates on these cards-which can be as low as 12.9% to 14.9%-are o ...
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Saving the Savings of the Asset Poor
People from all levels of the socio-economic strata participate in lotteries. We also know that low-income families are least likely to enroll in traditional savings institutions or credit unions. Further, low-income families rarely use savings vehicles such as IRAs, 401(k)s, or even 529 plans. In s ...
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Report Suggests Steps to Help Poor
A college education is the only ticket out of poverty for many of the country's working poor, but federal policies -- and, in some cases, colleges themselves -- continue to make it difficult for individuals in that group to earn degrees, according to a report released last week.
For example, studen ...
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How Bad Credit Can Hurt Your Career
NO ONE KNOWS THE IMPACT OF BAD CREDIT MORE THAN Jewel Shaw. The 35-year-old single father recalls a job interview he went to in 2008: "I was asked back for a second interview. It seemed like I had the job. I later got a letter saying they chose someone else," says the St. Louis resident. Shaw applie ...
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Poor Payers to a Degree
FOR many of the 2.8m Chinese who will graduate from university in the coming weeks, the country's surging economy will be of little consolation. They will hunt for jobs in a market saturated with degree-holders. Those from poor families who have paid their way through college with the help of subsid ...
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There Are Options for Those in Mississippi with Poor Credit
Mississippi businesses and consumers who struggle to gain credit can turn to nearly a dozen lenders in the state that have received more than $250 million in low-cost capital from the Treasury Department under the Troubled Asset Relief Program, or TARP.
Mississippi’s financial institutions led the ...
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Europe Securities Face S&P Downgrades
European securities have been threatened by Standard & Poor's credit downgrades
European securities worth Eu760bn ($1trn) have been threatened by Standard & Poor credit downgrades after the rating agency changed the criteria for assessing deals, reports the Financial Times.
The company has publish ...
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Lending a Hand to Credit-Deprived Charities
A community foundation in Atlanta extends loans to strapped charities.
Painful budget cuts aren't the only challenge charities that rely on government contracts have had to contend with during the downturn. For many organizations, the length of time between providing services and receiving governme ...
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Poor Auction And Regional Fears Push Spanish Yields Up
Disappointing results from a Spanish auction held on Thursday and renewed concerns about the financial health of the Spanish regions dampened sentiment for peripheral sovereign bonds this week. The yield on the Spanish 10 year government bond moved out to 4.15%, its highest level since the end of Se ...
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EITC, Money For The Working Poor
This month, millions of poor working families will be eligible for the federal Earned Income Tax Credit (EITC) when they file their income taxes. When the credit exceeds the amount of taxes owned, the taxpayer collects it as a refund.
Intended by Congress to reward work, the EITC lifts more familie ...
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